Get Certified to Sell Individual Plans - Marketplace and Carrier Registration Checklist

Published: 11.06.2025

My Savoy Benefits has created the following broker checklist to ensure that you are ready to sell Individual Products.

We’re here to help. If you have any questions, please contact us directly at rps.benefits.individualenroll@rpsins.com.

IMPORTANT REMINDER

No commissions will be paid unless your Exchange and carrier appointments are in place prior to submitting an application. This also applies to your renewing business.

EXCHANGE CERTIFICATIONS

Please make sure to complete the respective Exchange certifications prior to your carrier appointment.

New Jersey: nj.gov/getcoverednj/home/assisters_ba.shtml
Pennsylvania: agency.pennie.com/brokercertification/
Delaware: healthcare.gov

CARRIER REGISTRATIONS
Ambetter/Centene (Multiple States)	Please send an email to rps.benefits.individualenroll@rpsins.com to request a contracting link and indicate which states you would like to be appointed in. Once processed at the carrier level, a contracting link will be sent directly to the broker. Please make sure to complete the registration within 5 days of receipt as the link expires after 5 days. *Please note for New Jersey:* Once you are contracted for Ambetter please complete the NJ State-based Exchange certification and email a copy to Ambetterbrokers@centene.com.
AmeriHealth (NJ) and Independence Blue Cross (PA)	Brokers must have an active registration with AmeriHealth and IBC. If you were previously registered through Savoy, you do not need to do anything additional as your registration will carry over. If this is your first time writing AmeriHealth or IBC Individual business through Savoy, please follow the steps below: Please email the following information to rps.benefits.individualenroll@rpsins.com: Email Address Full Name NPN State License Number (NJ or PA) License Expiration Date Agency Affiliation (if applicable) Important for IBC only: All brokers must complete the Pennie Certification on an annual basis regardless of selling on-exchange or off-exchange IBC products.
✨ New for 2026 AmeriHealth Caritas (DE, FL, SC)	Please review our article outlining the certification process: New Contracting Opportunity with AmeriHealth Caritas
✨ New for 2026 Capital Blue Cross (PA)	Please have the attached form completed and return to rps.benefits.individualenroll@rpsins.com for processing.
Highmark (PA and DE)	Please email the following information to rps.benefits.individualenroll@rpsins.com: Business Email NPN Specify if you’d like to be appointed in PA or DE or both Once received and processed by Highmark, an onboarding link will be sent directly to the broker by the carrier which must be completed within 30 days of receipt.
Horizon Blue Cross Blue Shield (NJ)	Brokers must register through the Miramar website (miramar-agent.com) and identify Savoy (Risk Placement Services) as their General Agency for all Horizon BCBSNJ on-exchange and off-exchange Individual business. Brokers will need to register by using the unique PIN code provided below. Savoy Unique PIN code: 2026HNJM823 For further details, visit our Horizon Miramar Agent Registration article.
✨ New for 2026 Jefferson Health (PA)	Please visit this link to start the onboarding process: Realize Your Potential: HealthPart If asked, please choose PINNACLE FINANCIAL SERVICES as the upline. Once registration is submitted and approved, you will receive an email with credentials, further instructions, and a link to JHP Broker University to learn more about the ACA product offerings.
Oscar (NJ and PA)	Brokers must be registered to sell with Oscar. Please note that to remain “Active,” Oscar requires that brokers submit new business within a 12-month period, otherwise, your registration is deactivated, and you will need to complete the registration and appointment process again. If this is your first time writing Oscar Individual business, you will need to provide the following information: Agent NPN and State License Number(s) Agency NPN and State License Number(s) if appointing an agency Bank account details (or an address) for commissions payment E&O policy ($1M/$1M; note that brokers can use their Agency’s E&O policy if it covers employees) Detailed instructions on the Oscar appointment process. Remember to select Savoy (Risk Placement Services) as your General Agency, which can be completed by logging into your account at business.hioscar.com.
UnitedHealthcare (NJ)	Please send an email to rps.benefits.individualenroll@rpsins.com to request a contracting link. Once processed at the carrier level, an official contracting link will be emailed to brokers directly with “Risk Placement Services invites you…” in the subject line.

INDIVIDUAL ANCILLARY PRODUCTS

CARRIER REGISTRATIONS
Dental For Everyone: Dental and Vision (Multiple States)	Downline agent contracting link
Delta Dental NJ	Please send an email to rps.benefits.individualenroll@rpsins.com to receive contracting paperwork.
Blue Cross Blue Shield Global Solutions (GeoBlue)	Broker registration link
Guardian: Dental and Vision	Please send an email to rps.benefits.individualenroll@rpsins.com. Once we send the request to Guardian, you should receive an email from the carrier directly.

QUESTIONS?

We’re here to help. Contact us directly at rps.benefits.individualenroll@rpsins.com.