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PENNIE (PENNSYLVANIA STATE-BASED EXCHANGE)
Pre-registered brokers are scheduled to receive an email from Pennie on Wednesday, September 16 with training and certification instructions. 

Pennie training and certification to continue selling individual products must be completed by November 30, but we encourage you to do it early so you’re able to begin renewing your book and adding new business when Open Enrollment begins November 1.

Pennsylvania continues to move forward with its plan to open a state-based health insurance exchange and discontinue using the Federally-Facilitated Marketplace (FFM), also known as HealthCare.gov.

The new exchange will officially be named Pennie. And, consumers will no longer be able to purchase or renew their insurance through HealthCare.gov.

IMPORTANT UPDATES
Please note the following important information for brokers.

• Final decisions have been made on Special Enrollment Periods (SEPs) and binder payments.
• Marketing spending for Pennie will include emphasis on the counties of Philadelphia, Delaware, Chester and Montgomery.
• Direct communication from both the FFM and the State-Based Exchange to consumers begins mid-October. The nature of the messaging is still undetermined.
• In addition to pre-registering now, you must pass certification by November 30 to be eligible to enroll consumers as your customers. Additional information on this will be released in September.

For additional details, click the button below for a broadcast where Scott Overholt, Vice President, Consumer and Senior Markets, discusses Pennsylvania's transition from the FFM to a state-based exchange for individual and family health insurance and the steps brokers must take to prepare for this significant transition.

LISTEN NOW

BROKER WORKGROUP PRESENTATION & TIMELINE
For further details, please see the timeline below and click HERE to review the latest presentation from the PA State-Based Exchange Broker Workgroup meeting. QUESTIONS? CONTACT OUR INDIVIDUAL HEALTH TEAM
Colin S. Scheifler | Director, Consumer & Senior Markets
colinscheifler@savoyassociates.com | 908.246.8561
 
Clare M. McCarthy | Account Manager, Consumer & Senior Markets
claremccarthy@savoyassociates.com | 609.325.4046

A Full-Service Team to Help You Assist Your Clients
You work with small business owners. Their businesses and families depend on them. Of course, they need life insurance. If they’re not thinking about insuring themselves with life insurance to protect their most valuable assets, you should be. And through Savoy, you can deliver.   

Our Individual Life Team knows what to look for and can help you and your clients select the best options for individual life, disability and long-term care from top-rated carriers. Our experts evaluate cost, financial risks and the amount of coverage needed to provide customized solutions for all situations.

Our Individual Life Team's Broker Tips

• Ask your clients about their personal and business assets to identify financial risks and coverage needs. 
  • Business: life insurance for key employees and partners or to secure corporate debt and liabilities 
  • Family changes: birth, adoption, marriage, divorce, new mortgage or college
  • Disability: income protection for an individual or business overhead expenses for a business owner 
• Leverage SAVOY’s extensive carrier partnerships and product expertise.

Get Started with a Competitive Quote
Click on the links below to complete client proposal requests.

 
ASK OUR INDIVIDUAL LIFE TEAM ABOUT KEY SALES OPPORTUNITIES
516.390.2706 | individuallife@savoyassociates.com