Expert Spotlight: Michael Castrillon Discusses Disability Planning and Preparing for the Unexpected

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Published: 06.01.2026

Disability is one of the most overlooked but most impactful risks individuals and employers face. While insurance conversations often focus on property, liability, or healthcare, the ability to earn an income remains the most critical asset to protect.

In a recent article, Michael E. Castrillon, Senior Director, Specialty Sales at Savoy, an RPS Company, discusses why adopting a more consultative model when designing and managing their benefits programs is crucial. Rather than focusing solely on placing coverage, advisors should work more closely with employers to analyze data, understand workforce needs and build long-term strategies.

“Someone’s ability to earn a living is their greatest asset, far more than their house or car,” said Michael E. Castrillon, Senior Director, Specialty Sales. “Yet many individuals and organizations still approach Disability coverage in fragments rather than as part of a coordinated, forward-looking strategy.

Read the full article and learn how you can help employers protect income, reduce administrative friction, and improve outcomes for employees when it matters most.

🔗 Disability Planning: Preparing for the Unexpected
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Disability insurance is no longer just a standalone benefit—it’s a critical part of a broader risk and workforce strategy.

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