PA Individual Reference Guide

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Enrollment Material
Enrollment Procedures
In order to enroll, please submit the following items to Savoy:

Click here to download the Independence Blue Cross enrollment application

Click here to download the Independence Blue Cross plans

Click here to download the Independence Blue Cross rates

Click here to download Independence Blue Cross Benefit Highlights

You can also quote online via our quoting tool

Dental and Vision Rider

IBC offers stand-alone Dental and Vision plans. To learn more, click here

Payment for the first month's premium

Independence Blue Cross requires the attached ACH Form submitted for the first month’s premium only.

All paperwork must be sent to Savoy at the following address:
25B Hanover Road
Suite 220
Florham Park, NJ 07932
Attn: Individual Health Insurance 
OR Email:

Independence Blue Cross only grants the 1st of the month effective dates. Paperwork must be received no later than the 5 days prior to the 1st of the month effective date.

ID cards are sent to new members approximately 2 weeks after an application has been received. In the event that a member requires medical attention prior to receiving an ID card, a copy of the Individual Application may be used as proof of insurance. Members can verify coverage by calling the Independence Blue Cross Individual Department at 855-429-3800.

Physician Directory

To locate a physician, please refer to the Independence Blue Cross physicians’ directory
Upgrading and Downgrading Coverage

In order to upgrade your coverage, your application must be submitted during Open Enrollment which is November 1st through December 15th. The upgraded plan change will go into effect on January 1st of the following year. 

If you need additional assistance, contact Colin Scheifler at 800.237.4009 ext. 1773 or via email at

Related Information

IBC PA Individual 2020 Enrollment Application