Savoy Associates - Health Insurance Benefit Specialists       
New Business Submission Deadlines

Whenever possible, we appreciate having submissions at least 2 weeks prior to the requested effective date. 

Below are cutoff dates for submitting cases to our office.   Cases received after these dates might not receive the requested effective date.  If you are unable to meet these dates, please contact your account team representative as soon as possible.

Please note that these guidelines apply to new business only.  The deadlines for conversions may differ.  Please view the deadlines for plan changes under each carrier in our New Jersey Small Group Reference Guide, New York Small Group Reference Guide, Pennsylvania Small Group Reference Guide or Delaware Small Group Reference Guide.

Click here to see submission deadlines for Horizon BCBSNJ conversions .

    Latest submission date for cases effective on:
Carrier Effective Dates Available 5/1/2012 5/15/2012 6/1/2012 6/15/2012
Aetna - NY, NJ, PA & DE 1st and 15th 4/23/2012 5/9/2012 5/23/2012 6/9/2012
AmeriHealth - DE 1st and 15th 4/23/2012 5/9/2012 5/23/2012 6/9/2012
AmeriHealth - NJ 1st and 15th 4/26/2012 5/9/2012 5/25/2012 6/9/2012
Atlantis 1st only 4/10/2012 5/11/2012
Blue Cross Blue Shield of Delaware 1st and 15th 4/9/2012 5/23/2012 5/9/2012 5/11/2012
Cigna HealthCare - NJ only 1st and 15th 4/26/2012 5/4/2012 5/24/2012 6/8/2012
EmblemHealth 1st and 15th 4/26/2012 5/9/2012 5/26/2012 6/9/2012
HealthAmerica 1st only 4/16/2012 5/16/2012
HealthPass 1st and 15th (Ancillary coverage only on 1st) 4/10/2012 5/1/2012 5/10/2012 6/1/2012
Horizon BCBSNJ 1st and 15th 4/26/2012 5/9/2012 5/25/2012 6/8/2012
IBC (Independence Blue Cross) 1st and 15th 4/3/2012 4/17/2012 5/3/2012 5/18/2012
Oxford Health Plans (NJ & NY) 1st and 15th 4/26/2012 5/9/2012 5/25/2012 6/8/2012
Starmark - Self Funded NJ Only 1st and 15th 4/23/2012 5/9/2012 5/23/2012 6/8/2012
United - PA & DE 1st and 15th 4/23/2012 5/9/2012 5/23/2012 6/8/2012