Savoy Associates - Health Insurance Benefit Specialists   Quote Online    
New Business Submission Deadlines

Whenever possible, we appreciate having submissions at least 2 weeks prior to the requested effective date. 

Below are cutoff dates for submitting cases to our office.   Cases received after these dates might not receive the requested effective date.  If you are unable to meet these dates, please contact your account team representative as soon as possible.

Please note that these guidelines apply to new business only.  The deadlines for conversions may differ.  Please view the deadlines for plan changes under each carrier in our New Jersey Small Group Reference Guide or our New York Small Group Reference Guide .

      Latest submission date for cases effective on:
Carrier Required Lead Time* Effective Dates Available 6/15/2008 7/1/2008 7/15/2008 8/1/2008
Aetna - NJ 3 business days 1st and 15th 06/10/2008 06/26/2008 07/10/2008 07/29/2008
Aetna - NY 8 business days 1st and 15th 06/03/2008 06/19/2008 07/02/2008 07/22/2008
AmeriHealth 4 business days 1st and 15th 06/09/2008 06/25/2008 07/09/2008 07/28/2008
Atlantis Health Plan 10 business days 1st only 05/30/2008 06/17/2008 06/30/2008 07/18/2008
CIGNA HealthCare - NJ 4 business days 1st and 15th 06/09/2008 06/25/2008 07/09/2008 07/28/2008
CIGNA HealthCare - NY 3 business days 1st and 15th 06/10/2008 06/26/2008 07/10/2008 07/29/2008
GHI 7 business days Any day of month 06/04/2008 06/20/2008 07/03/2008 07/23/2008
Health Net - NJ 4 business days 1st and 15th 06/09/2008 06/25/2008 07/09/2008 07/28/2008
Health Net - NY 5 business days 1st and 15th 06/06/2008 06/24/2008 07/08/2008 07/25/2008
HealthPass 8 business days 1st and 15th (Ancillary coverage only on 1st) 06/03/2008 06/19/2008 07/02/2008 07/22/2008
Horizon BCBSNJ 4 business days 1st and 15th 06/09/2008 06/25/2008 07/09/2008 07/28/2008
Oxford Health Plans 4 business days Any day of month 06/09/2008 06/25/2008 07/09/2008 07/28/2008
Oxford Health Plans - NY 3 business days 1st and 15th 06/10/2008 06/26/2008 07/10/2008 07/29/2008
PerfectHealth 3 business days 1st only 06/10/2008 06/26/2008 07/10/2008 07/29/2008

* Required Lead Time is the minimum number of business days prior to the requested effective date that cases must be received by our office.