Quick Flash News

Related Articles

There are no related Articles

Savoy Guide - Individual Health Coverage: Open Enrollment for Plan Year 2019

Published: Wednesday, November 7, 2018

The 2019 Plan Year Individual Open Enrollment Period is from November 1, 2018 through December 15, 2018. During this period, individuals are able to enroll in an Individual Health Plan for the first time or make any changes to existing Individual Health Coverage (IHC).
 
CASE SUBMISSIONS AND APPROVAL
Due to the high volume anticipated during Open Enrollment, please allow two to three weeks for case approval when submitting any enrollments to Savoy. Additionally, please be sure to advise your clients of the case submission process and anticipated turnaround time.
 
FEDERALLY-FACILITATED MARKETPLACE (FFM) REGISTRATION AND TRAINING
Plan year 2019 Marketplace registration and training must be completed in order to assist clients in securing an On-Exchange Individual Health Plan. Brokers who are new to the Marketplace this year are required to take the full Individual Marketplace training for plan year 2019. Returning brokers are eligible to take a streamlined Refresher Training for plan year 2019.
 
To become FFM Certified for 2019, you must complete the registration and training via Centers for Medicare and Medicaid Services (CMS): 

2019 CARRIER REGISTRATION – SELECT SAVOY AS YOUR GENERAL AGENCY
 
AmeriHealth (NJ) and Independence Blue Cross (PA)
For AmeriHealth and Independence Blue Cross registrations, please email the following information to individualenroll@savoyassociates.com:
  1. Full Name
  2. Email Address
  3. National Producer Number (NPN)
  4. State License Number (NJ or PA)
  5. License Expiration Date
Once this information is received and processed, you will receive an email directly from the carrier with a registration link. Please note, if you were previously registered through Savoy, your registration will automatically carry over to the following year.

Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ)
Brokers must register through the 2019 Sentinel Elite (sentinelelite.com) and identify Savoy as their General Agency for all Horizon BCBSNJ 2019 On-Exchange and Off-Exchange Individual business. Brokers will need to register by using the unique PIN code provided below:
  • Horizon BCBSNJ PIN: HEXSA2019
Oscar (NJ)
For detailed instructions on the Oscar appointment process, please visit: business.hioscar.com/create-account.
Please remember to select Savoy as your general agency from the dropdown menu. 
 
SUBMITTING IHC PAPER APPLICATIONS FOR PROCESSING
When completing paper applications, the selling agent must sign the enrollment form as the signature of preparer and indicate their National Producer Number (NPN) so commissions can be assigned accordingly. This will also ensure that you will be recognized as the Broker of Record. All applications should be sent to individualenroll@savoyassociates.com for processing.
 
PREMIUM TAX CREDIT SUBSIDY
If you believe your client may qualify for a Premium Tax Credit subsidy, please visit mysavoybenefits.com/Individual/Calculator.aspx and use the calculator to see if they qualify and to obtain an estimate of the subsidy. If your client qualifies, visit healthcare.gov and be sure the enter the FFM certified agent’s name and NPN to be recognized as Broker of Record.
 
FORMS AND BROKER RESOURCES
To access carrier forms, visit the resource section of the Savoy website: savoyassociates.com/Resources/Forms-and-Benefit-Summaries.
 
CONTACT US
For further details and to obtain access to individual enrollment technology, contact Colin Scheifler, Director, Consumer and Senior Markets, at colinscheifler@savoyassociates.com or 973.377.2220 ext. 1773.