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ACA Special Enrollment Periods – Visit mysavoybenefits.com/Individual/

Published: Monday, August 1, 2016

Special Enrollment Period
A special enrollment period will allow a consumer to enroll in health coverage outside of the open enrollment period and have it be effective for the current coverage year.

Please note the following:

  • The 2017 Open Enrollment Period will run from November 1, 2016 through January 31, 2017.
  • The enrollment timing will determine the effective date of coverage.
  • Individuals may enroll during a Special Enrollment Period.
For enrollment, visit mysavoybenefits.com. Brokers can add a unique link to mysavoybenefits.com on their website and direct their clients to mysavoybenefits.com for enrollment and assistance. 

Note: Special Enrollment Periods - Individuals may enroll during a Special Enrollment Period.

Events that permit a Special Enrollment Period include, but are not limited to:
  • Gaining or becoming a dependent
  • Gaining status as a citizen, national, or lawfully present individual
  • Loss of minimum essential coverage (e.g., loss of Medicaid eligibility, termination of a Qualified Health Plan), except if enrollment is terminated based on failure to pay premiums
  • Loss of affordable employer-sponsored coverage
  • Determination that an individual is newly eligible or ineligible for premium tax credits or a change in eligibility for cost-sharing reductions
  • Permanent move to an area where different Qualified Health Plans are available
  • Other exceptional circumstances identified by the Marketplace
In most cases, Special Enrollment Periods will extend for 60 days from the date of the triggering event.

These Special Enrollment Periods are based on certain triggering events or exceptional circumstances.
  • Under certain circumstances, such as the pending loss of minimum essential coverage due to the termination of a Qualified Health Plan, a Special Enrollment Period may begin before the triggering event takes place.
  • Under certain circumstances, individuals may change Qualified Health Plans outside of the annual open enrollment period.
If you have any enrollment questions, contact Colin Scheifler, Director, Consumer and Senior Markets, via colinscheifler@savoyassociates.com.