Savoy Associates - Health Insurance Benefit Specialists       
Individual Health > Oxford


Oxford Health Plans
Individual Health Insurance
Enroll Online!

Please visit http://www.eInsurancePeople.com to obtain rates and complete an enrollment application for an Oxford Health Plans Individual health plan.

If you prefer not to use the online enrollment capability, please submit the following items to Savoy Associates:

  • Application

    Oxford Health Plans requires original signatures on all applications.  Photocopies or downloads of the application with original signatures are acceptable provided that the copy is clear and legible.  Click below to download applications:
      Oxford Individual OHI Application.pdf
      Oxford Individual OHP Application.pdf


  • Payment for the first month's premium.

    Oxford requires a check payable to Oxford Health Plans.


  • Certificate of Creditable Coverage (COCC)

    Applicants must provide a Certificate of Creditable Coverage or proof of prior coverage.

All paperwork must be sent to Savoy Associates at the following address:

Savoy Associates
25B Hanover Road
Suite 220
Florham Park, NJ 07932
Attn: Individual Health Insurance

Oxford Health Plans grants 1st of the month and 15th of the month effective dates.  The only exception is if you are already an Oxford member and you are replacing an existing employer-sponsored Oxford Group or COBRA plan.  In this case, your new Oxford Individual policy will become effective as of the date of termination of your employer-sponsored or COBRA plan, thereby resulting in no lapse of coverage.

For 1st of the month effective dates, paperwork must be received no later than the 23rd of the month prior to the effective date; for 15th of the month effective dates, paperwork must be received no later than the 10th of the month.

ID cards are sent to new members approximately 2 weeks after an application has been received.  In the event that a member requires medical attention prior to receiving an ID card, a copy of the Individual Application may be used as proof of insurance.  Members can verify coverage by calling the Oxford Individual Department at (800)767-3840.

 

Plan Summaries and Rate Sheets

 

Oxford offers HMO, PPO, and EPO plans for individuals and their families.

To determine which plan is right for you, please review the benefit summaries listed below:
  Oxford 2009 EPO Rates Jan09-Jul09.pdf
  Oxford 2009 HMO PPO Jan09-Jul09.pdf
  Oxford EPO Rates Aug09-Jan10.pdf
  Oxford HMO PPO Rates Aug09-Jan10.pdf


Important! The New Jersey Basic & Essential Enhanced Benefits Rider previously available through Oxford Health Plans is being withdrawn from the market and replaced with an updated rider which offers richer benefits at the same low premium as of November 1, 2008.  Please click the link below for the official release and benefit changes.

Market Withdrawal Oxford Basic and Essential Rider 11-1-08.pdf

 

Physician Directory

To locate a physician, please refer to Oxford's online physician directory.

 

Upgrading and Downgrading Coverage

In order to upgrade your coverage, your application must be submitted during the month of November, which is the annual Open Enrollment Period defined by the state of New Jersey.  The upgraded plan change will go into effect on January 1st of the following year.  Due to New Jersey state law, upgrades in coverage cannot be processed as of your renewal date.

Members can downgrade coverage during any month of the year.  Changes will go into effect beginning with the next billing cycle.

If you need additional assistance, contact Colin Scheifler at (800)237-4009 ext. 123 or via email at colinscheifler@savoyassociates.com.